{"id":4612,"date":"2023-09-05T01:07:09","date_gmt":"2023-09-04T16:07:09","guid":{"rendered":"https:\/\/hikarina.co.jp\/blog\/?p=4612"},"modified":"2024-02-05T11:08:52","modified_gmt":"2024-02-05T02:08:52","slug":"n26kouzakaisetsu","status":"publish","type":"post","link":"https:\/\/hikarina.co.jp\/blog\/n26kouzakaisetsu\/","title":{"rendered":"\u30aa\u30e9\u30f3\u30c0\u7559\u5b66\u4e2d\u30a4\u30f3\u30bf\u30fc\u30f3\u306eN26\u53e3\u5ea7\u958b\u8a2d\u30ec\u30dd\u30fc\u30c8\uff082023\u5e74\u7248\uff09"},"content":{"rendered":"<img decoding=\"async\" loading=\"lazy\" class=\"size-full wp-image-4694 alignnone\" src=\"https:\/\/hikarina.co.jp\/blog\/wp-content\/uploads\/2023\/09\/N26_kaisetsu.png\" alt=\"\" width=\"2400\" height=\"1260\" srcset=\"https:\/\/hikarina.co.jp\/blog\/wp-content\/uploads\/2023\/09\/N26_kaisetsu.png 2400w, https:\/\/hikarina.co.jp\/blog\/wp-content\/uploads\/2023\/09\/N26_kaisetsu-300x158.png 300w, https:\/\/hikarina.co.jp\/blog\/wp-content\/uploads\/2023\/09\/N26_kaisetsu-1200x630.png 1200w, https:\/\/hikarina.co.jp\/blog\/wp-content\/uploads\/2023\/09\/N26_kaisetsu-768x403.png 768w, https:\/\/hikarina.co.jp\/blog\/wp-content\/uploads\/2023\/09\/N26_kaisetsu-1536x806.png 1536w, https:\/\/hikarina.co.jp\/blog\/wp-content\/uploads\/2023\/09\/N26_kaisetsu-2048x1075.png 2048w\" sizes=\"(max-width: 2400px) 100vw, 2400px\" \/>\r\n\r\n<p>\u3053\u3093\u306b\u3061\u306f\uff01\u5b66\u751f\u30a4\u30f3\u30bf\u30fc\u30f3\u306e\u753a\u5c71\u3067\u3059\u3002\r\n<p>\u79c1\u4e8b\u3067\u3059\u304c\u3001\u73fe\u5728\uff082023\u5e7411\u6708\uff09\u4ea4\u63db\u7559\u5b66\u3092\u3057\u3066\u304a\u308a\u3001\u65e5\u672c\u3092\u96e2\u308c\u30aa\u30e9\u30f3\u30c0\u30fb\u30c6\u30a3\u30eb\u30d6\u30eb\u30d5\u3067\u751f\u6d3b\u3057\u3066\u3044\u307e\u3059\u3002\r\n\u4eca\u56de\u306f\u3001\u30aa\u30e9\u30f3\u30c0\u3067\u751f\u6d3b\u3092\u3059\u308b\u306b\u3042\u305f\u308a\u3001\u4f7f\u3044\u59cb\u3081\u305f\u30c9\u30a4\u30c4\u306e\u30e2\u30d0\u30a4\u30eb\u30d0\u30f3\u30af<strong>N26<\/strong>\u306e\u53e3\u5ea7\u958b\u8a2d\u65b9\u6cd5\u3092\u30ec\u30dd\u30fc\u30c8\u3057\u3066\u3044\u304d\u305f\u3044\u3068\u601d\u3044\u307e\u3059\u3002\r\n<h2>N26\u3068\u306f<\/h2>\r\n<p>N26\u306f2013\u5e74\u306b\u30c9\u30a4\u30c4\u3067\u5275\u696d\u3057\u305f\u30cd\u30aa\u30d0\u30f3\u30af\u3067\u3001\u9280\u884c\u53e3\u5ea7\u3001\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u3068\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3001\u4fdd\u967a\u3001\u6295\u8cc7\u5546\u54c1\u3001\u8cb8\u51fa\u306a\u3069\u8907\u6570\u306e\u30b5\u30fc\u30d3\u30b9\u30921\u3064\u306e\u30a2\u30d7\u30ea\u3067\u63d0\u4f9b\u3057\u3066\u3044\u307e\u3059\u3002\r\n<p>\u30b5\u30fc\u30d3\u30b9\u5bfe\u8c61\u56fd\u306f\u30c9\u30a4\u30c4\u3092\u306f\u3058\u3081\u3068\u3057\u305f\u30e8\u30fc\u30ed\u30c3\u30d1\u8af8\u56fd\u3067\u3001\u53e3\u5ea7\u7dad\u6301\u8cbb\u304c\u7121\u6599\u3067\u3042\u3063\u305f\u308a\u3001\u5bb6\u8a08\u7c3f\u6a5f\u80fd\u3082\u4f7f\u3048\u3066\u304a\u91d1\u306e\u7ba1\u7406\u304c\u3057\u3084\u3059\u3044\u3053\u3068\u306a\u3069\u304b\u3089\u3001\u30c9\u30a4\u30c4\u3084\u30e8\u30fc\u30ed\u30c3\u30d1\u3078\u306e\u7559\u5b66\u751f\u306b\u3082\u3088\u304f\u304a\u3059\u3059\u3081\u3055\u308c\u3066\u3044\u307e\u3059\u3002\r\n\r\n<p>\u7279\u306b\u30aa\u30e9\u30f3\u30c0\u306f\u30ad\u30e3\u30c3\u30b7\u30e5\u30ec\u30b9\u6c7a\u6e08\u304c\u4e3b\u6d41\u3067\u3001\u304b\u3064\u3042\u3061\u3053\u3061\u3067VISA\u30ab\u30fc\u30c9\u304c\u4f7f\u3048\u306a\u3044\u3068\u3044\u3046\u7279\u6b8a\u306a\u74b0\u5883\u3002\r\n\u3082\u3068\u3082\u3068\u30e1\u30a4\u30f3\u3067\u4f7f\u304a\u3046\u3068\u601d\u3063\u3066\u3044\u305fSony\u306e\u30c7\u30d3\u30c3\u30c8\u30ab\u30fc\u30c9\u306fVISA\u3067\u3042\u308b\u305f\u3081\u4f7f\u3048\u305a\u3001\u4ed6\u306e\u30ab\u30fc\u30c9\u3060\u3068\u6d77\u5916\u5229\u7528\u306e\u624b\u6570\u6599\u304c\u9ad8\u3044\u2026\u3068\u3044\u3046\u3053\u3068\u3067\u3001Mastercard\u3068\u305d\u306e\u5b50\u4f1a\u793eMaestro\u306e\u30ab\u30fc\u30c9\u3092\u63d0\u4f9b\u3057\u3066\u3044\u308bN26\u3092\u958b\u8a2d\u3059\u308b\u3053\u3068\u306b\u3057\u307e\u3057\u305f\u3002\r\n\r\n<p>\uff0aN26\u306e\u30b5\u30fc\u30d3\u30b9\u3084UI\u306b\u3064\u3044\u3066\u306f\u3001<a href=\"https:\/\/hikarina.co.jp\/blog\/app_research_n26\/\" target=\"_blank\" rel=\"noopener\">\u6d77\u5916Fintech\u30b5\u30fc\u30d3\u30b9\/UI\u7814\u7a76\u306e\u8a18\u4e8b<\/a>\u3067\u3082\u7d39\u4ecb\u3057\u3066\u3044\u307e\u3059\u3002\r\n<h2>\u53e3\u5ea7\u958b\u8a2d\u306b\u5fc5\u8981\u306a\u3082\u306e<\/h2>\r\n<p>\u3053\u3053\u304b\u3089\u306f\u3001\u79c1\u304c\u5b9f\u969b\u306b\u884c\u3063\u305f\u53e3\u5ea7\u958b\u8a2d\u306e\u624b\u7d9a\u304d\u306b\u3064\u3044\u3066\u30ec\u30dd\u30fc\u30c8\u3057\u3066\u3044\u304d\u307e\u3059\u3002\r\n\u5fc5\u8981\u306a\u3082\u306e\u306f\u4ee5\u4e0b\u306e\uff15\u70b9\u3067\u3059\u3002\r\n<ul>\r\n \t<li>N26\u30a2\u30d7\u30ea\u3092\u30c0\u30a6\u30f3\u30ed\u30fc\u30c9\u3057\u305f\u30b9\u30de\u30fc\u30c8\u30d5\u30a9\u30f3<\/li>\r\n \t<li>\u30e1\u30fc\u30eb\u30a2\u30c9\u30ec\u30b9<\/li>\r\n \t<li>\u30b5\u30fc\u30d3\u30b9\u5bfe\u8c61\u56fd\u306e\u4f4f\u6240\uff1a\u79c1\u306e\u5834\u5408\u30aa\u30e9\u30f3\u30c0\u306e\u4f4f\u6240<\/li>\r\n \t<li>\u30b5\u30fc\u30d3\u30b9\u5bfe\u8c61\u56fd\u306eTIN\uff08Tax Identification Number\uff09\uff1a\u30aa\u30e9\u30f3\u30c0\u306fBSN\uff08\u4f4f\u6c11\u756a\u53f7\uff09<\/li>\r\n \t<li>\u9854\u5199\u771f\u4ed8\u304d\u306e\u672c\u4eba\u78ba\u8a8d\u66f8\u985e\uff1a\u30d1\u30b9\u30dd\u30fc\u30c8\u3092\u4f7f\u7528<\/li>\r\n<\/ul>\r\n<p>\u4ee5\u524d\u306f\u65e5\u672c\u3067\u306e\u958b\u8a2d\u3082\u53ef\u80fd\u3060\u3063\u305f\u3088\u3046\u3067\u3059\u304c\u3001TIN\u304c\u5fc5\u8981\u3068\u306a\u3063\u305f\u3053\u3068\u3067\u3001\u30b5\u30fc\u30d3\u30b9\u5bfe\u8c61\u56fd\u306b\u5c45\u4f4f\u3057\u59cb\u3081\u3066\u304b\u3089\u3067\u306a\u3044\u3068\u958b\u8a2d\u3067\u304d\u306a\u304f\u306a\u308a\u307e\u3057\u305f\u3002\r\n\u79c1\u306e\u5834\u5408\u3001BSN\u306f\u5927\u5b66\u306e\u30b5\u30dd\u30fc\u30c8\u3067\u3053\u3061\u3089\u306b\u6765\u3066\u304b\u3089\u4e00\u304b\u6708\u7a0b\u5ea6\u3067\u5165\u624b\u3067\u304d\u307e\u3057\u305f\u3002\r\nTIN\u306e\u7a2e\u985e\u3001\u5165\u624b\u65b9\u6cd5\u306a\u3069\u306f\u5404\u56fd\u3067\u7570\u306a\u308b\u306e\u3067\u3001\u53e3\u5ea7\u958b\u8a2d\u524d\u306b\u78ba\u8a8d\u3057\u3066\u307f\u3066\u304f\u3060\u3055\u3044\uff01\r\n<h2>\u958b\u8a2d\u306e\u6d41\u308c<\/h2>\r\n<p>\u958b\u8a2d\u306f\u3059\u3079\u3066\u30a2\u30d7\u30ea\u3067\u5b8c\u7d50\u3057\u307e\u3059\u3002\r\n<p>\u4ee5\u524d\u306f\u30d3\u30c7\u30aa\u30c1\u30e3\u30c3\u30c8\u3067\u672c\u4eba\u78ba\u8a8d\u304c\u884c\u308f\u308c\u3066\u3044\u305f\u3088\u3046\u3067\u3059\u304c\u3001\u79c1\u304c\u53e3\u5ea7\u958b\u8a2d\u3092\u3057\u305f2023\u5e748\u6708\u6642\u70b9\u3067\u306f\u3001\u30a2\u30d7\u30ea\u5185\u306e\u9854\u8a8d\u8a3c\u30b7\u30b9\u30c6\u30e0\u3067\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u3063\u3066\u3044\u307e\u3057\u305f\u3002\r\n\u82f1\u8a9e\u3067\u30d3\u30c7\u30aa\u30c1\u30e3\u30c3\u30c8\u3092\u3059\u308b\u3068\u306a\u308b\u3068\u5c11\u3057\u7dca\u5f35\u3057\u307e\u3059\u304c\u3001\u3088\u308a\u7c21\u5358\u306b\u958b\u8a2d\u3067\u304d\u308b\u3088\u3046\u306b\u306a\u3063\u3066\u5b89\u5fc3\u3067\u3059\u3002\r\n\r\n<p>\u3067\u306f\u3001\u65e9\u901f\u89e3\u8aac\u624b\u9806\u3092\u898b\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002\r\n<h3>1. \u5c45\u4f4f\u56fd\u306e\u9078\u629e<\/h3>\r\n\u73fe\u5728\u5c45\u4f4f\u3057\u3066\u3044\u308b\u30b5\u30fc\u30d3\u30b9\u5bfe\u8c61\u56fd\u3092\u9078\u3073\u307e\u3059\u3002\r\n<h3>2. \u57fa\u672c\u60c5\u5831\u306e\u5165\u529b<\/h3>\r\n\u6c0f\u540d\u3001\u30e1\u30fc\u30eb\u30a2\u30c9\u30ec\u30b9\u3001\u751f\u5e74\u6708\u65e5\u3092\u5165\u529b\u3057\u307e\u3059\u3002\r\n<h3>3. \u73fe\u4f4f\u6240\u306e\u5165\u529b<\/h3>\r\n\u65e5\u672c\u306e\u4f4f\u6240\u3067\u306f\u306a\u304f\u3001<strong>\u30b5\u30fc\u30d3\u30b9\u5bfe\u8c61\u56fd\u5185\u306e\u4f4f\u6240<\/strong>\u3092\u5165\u529b\u3057\u307e\u3059\u3002\r\n\uff0a\u3061\u306a\u307f\u306b\u3001\u30aa\u30e9\u30f3\u30c0\u3067\u306f\u901a\u308a\u306e\u540d\u524d\u304b\u90f5\u4fbf\u756a\u53f7\u3001\u307e\u305f\u306f\u90e8\u5c4b\u756a\u53f7\u306e\uff12\u7a2e\u985e\u3060\u3051\u3067\u4f4f\u6240\u304c\u7279\u5b9a\u3067\u304d\u307e\u3059\u3002\u4f4f\u6240\u306e\u5165\u529b\u304c\u77ed\u304f\u3066\u697d\u3067\u3059\u3002\r\n<h3>4. \u56fd\u7c4d\u3068\u51fa\u751f\u5730\u306e\u5165\u529b<\/h3>\r\n\u56fd\u7c4d\u306f\u65e5\u672c\u3067\uff2f\uff2b\u3001\u51fa\u751f\u5730\u306f\u3054\u81ea\u8eab\u304c\u751f\u307e\u308c\u305f<strong>\u5e02\u753a\u6751<\/strong>\u3092\u5165\u529b\u3057\u307e\u3059\u3002\r\n\uff0aBSN\u306e\u767b\u9332\u306e\u969b\u3001\u66f8\u985e\u306b\u300c\u7fa4\u99ac\u770c\u300d\u3068\u66f8\u3044\u305f\u3089\u51fa\u751f\u5730\u3092\u767b\u9332\u3067\u304d\u307e\u305b\u3093\u3067\u3057\u305f\u3002\r\n<h3>5. \u6027\u5225\u306e\u9078\u629e<\/h3>\r\n\u73fe\u5728\u306e\u9280\u884c\u898f\u5236\u306e\u95a2\u4fc2\u3067\u3001\u7537\u6027\u304b\u5973\u6027\u306e\uff12\u629e\u3057\u304b\u9078\u3079\u306a\u3044\u3068\u306e\u3053\u3068\u3067\u3059\u3002\r\n<h3>6. \u8077\u696d\u3068\u53ce\u5165\u6e90\u306e\u9078\u629e<\/h3>\r\n\u3054\u81ea\u8eab\u306e\u8077\u696d\u3068\u53ce\u5165\u6e90\u306b\u4e00\u756a\u8fd1\u3044\u3082\u306e\u3092\u9078\u629e\u3057\u307e\u3059\u3002\r\n<h3>7. \u4f7f\u7528\u76ee\u7684\u306e\u9078\u629e<\/h3>\r\n<ul>\r\n \t<li>\u7d66\u6599\/\u5e74\u91d1\u306e\u53d7\u7d66\uff08to receive salary\/pension\uff09<\/li>\r\n \t<li>\u65e5\u3005\u306e\u51fa\u8cbb\uff08day-to-day expenses\uff09<\/li>\r\n \t<li>\u30d5\u30ea\u30fc\u30e9\u30f3\u30b9\u306e\u4ed5\u4e8b\uff08freelance work\uff09<\/li>\r\n \t<li>\u500b\u4eba\u306e\u6d3b\u52d5\uff08personal projects\uff09<\/li>\r\n \t<li>\u65c5\u884c\u3084\u79fb\u4f4f\uff08travel or relocation\uff09<\/li>\r\n \t<li>\u30aa\u30f3\u30e9\u30a4\u30f3\u3067\u306e\u8cb7\u3044\u7269\uff08online purchases\uff09<\/li>\r\n \t<li>\u30aa\u30f3\u30e9\u30a4\u30f3\u3067\u306e\u91d1\u878d\u53d6\u5f15\/\u4eee\u60f3\u901a\u8ca8\u53d6\u5f15\uff08online trading and\/or cryptocurrency\uff09<\/li>\r\n<\/ul>\r\n\u304b\u3089\uff11\u3064\u9078\u3073\u307e\u3059\u3002\r\n<h3>8. \u30a2\u30e1\u30ea\u30ab\u56fd\u6c11\u304b\u3069\u3046\u304b<\/h3>\r\n\u8a72\u5f53\u3057\u306a\u3044\u9650\u308a\u3001No\u3092\u9078\u629e\u3059\u308c\u3070OK\u3067\u3059\u3002\r\n<h3>9. Tax Residence\u306e\u9078\u629e<\/h3>\r\n\u79c1\u304c\u3064\u307e\u305a\u3044\u305f\u30b9\u30c6\u30c3\u30d7\u306e\u4e00\u3064\u76ee\u3067\u3059\u3002\r\n\u307e\u305a\u3001\u305d\u3082\u305d\u3082tax residence\u304c\u4f55\u3092\u610f\u5473\u3059\u308b\u306e\u304b\u308f\u304b\u3089\u305a\u5c11\u3057\u6238\u60d1\u3044\u307e\u3057\u305f\u2026\u3002\r\n\u8abf\u3079\u3066\u307f\u305f\u3068\u3053\u308d\u3001tax residence\u3068\u306f\u3001\u7a0e\u6cd5\u4e0a\u306e\u5c45\u4f4f\u5730\u3092\u610f\u5473\u3057\u3001\u30aa\u30e9\u30f3\u30c0\u306e\u5834\u5408BSN\u3001\u65e5\u672c\u306e\u5834\u5408\u30de\u30a4\u30ca\u30f3\u30d0\u30fc\u306e\u3053\u3068\u3092\u6307\u3059\u3088\u3046\u3067\u3059\u3002\r\n\u305f\u3060\u3001\u79c1\u306f\u30aa\u30e9\u30f3\u30c0\u306e\u7a0e\u6cd5\u4e0a\u306e\u5c45\u4f4f\u8005\u306a\u306e\u304b\u3001\u65e5\u672c\u306e\u5c45\u4f4f\u8005\u306a\u306e\u304b\u308f\u304b\u3089\u305a\u2026\uff08\u4eca\u3082\u3088\u304f\u308f\u304b\u3063\u3066\u3044\u307e\u305b\u3093\uff09\u3002\r\n\u3068\u308a\u3042\u3048\u305a\u30aa\u30e9\u30f3\u30c0\u306e\u5c45\u4f4f\u8005\u3068\u3044\u3046\u3053\u3068\u3067BSN\u3092\u5165\u529b\u3057\u305f\u3068\u3053\u308d\u3001\u554f\u984c\u306a\u304f\u9032\u3081\u307e\u3057\u305f\u3002\r\n<h3>10. 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